Summer is the time for travel and spending the most money of the year. You can both have fun, enjoy summer vacation, and save money in the family budget with the following smart little secrets. With 7 ways to save money that we send to you today, saving money will be no problem for you anymore.
1. Set up 1 saving account
If you have never set up a savings account, get started. Deducting your spending a certain amount each month on your account. After you get paid, send it immediately, so you will not waste money on shoes, lipstick, or clothes. These savings will save you when you need a large sum of money ( estimate 3 your month) to spend on urgent things like buying a car or paying hospital fees…This may be a great idea for saving money this summer.
To set up a saving account, you can find out some bank near home allows opening or not. Besides, you should conduct comparing with a few other banks to review where there is a higher interest rate. Open an account at a bank that offers the best interest rate for you.
2. Make a spending book
If you have the ability financially, you have money, think about how to spend money the smartest way. Be honest and write down all of what you spent in the past week.
By the end of the week, take a look at that list and you’ll notice some of the things you want to cut. For example, it’s easy to walk in the grocery store and fill up your cart with things you like though they aren’t on your spending list. Maybe products are strategically placed at checkout, which makes it hard for you to decide what you really need. The effective method to save money on groceries is thanks to couponing. You can clip paper versions, print paper versions from a store’s website, or look for coupons online on coupon sites to get grocery discount codes. You may be surprised by the money you save with coupons.
Make a monthly budget for you. Try not to miss anything, whether it’s your favorite magazine, tiny chocolate bar, or even the first oil, all of which must be on your monthly spending list. friend.
Maybe, you will find it very difficult to deal with a long list of the amount of your money that has gone in the month. And also, you are not late to discover that you have wasted the smallest expenses, but remember, you have to know to decide what needs to be cut and what is certain to buy.
3. Minimize travel expenses
This is one small suggestion to help you save money on the move. If you drive to work every day, consider the overall cost of gasoline, fuel costs, wear and tear, and tolls.
If your company closes your home and you can walk, why not give it a try? Take a week to walk and summarize how much you have saved. Bicycle is also a good idea to consider in this case. With the above method, you not only transportation costs but also support 1 expense for the gym too.
4. Avoid the peak season
If you’re planning a vacation this summer, pay attention to the peak times for travel agencies.
If you are flexible and can organize your vacation thoroughly, you can save quite a bit. Also, find out carefully where you are going, there are places with similar services that cost a lot cheaper. Do not be too fond of famous hotels or restaurants, an ordinary restaurant that locals often visit will be more suitable for your pocket.
5. Be creative
Try to put all of your creativity in these summer days for your kids. You can also take them to the beach or eco-resort near your home. If you live in a stuffy city, a walk-in city and enjoying fruit-bearing food is very interesting.
Try to learn more about outdoor activities during the summer months in the newspapers. Many amusement parks or ecotourism sites publish promotions in the newspaper, don’t miss out.
6. A home party
Speaking of eating, why don’t you invite your friends home to cook together instead of eating out? Going out can be expensive, but having a home party can be a lot of fun. Please ask each person to contribute a dish to save costs for everyone. If not, you can also contribute and go to the market and cook together. A very economical party and full of joy.
7. Forms of promotion
Sign up as a member or a loyal customer of the stores you regularly buy, so you can receive promotional coupons or special discounts (Coupons, deals, promo codes, promotion, sale-off)
In addition, hunting for promotions or discount coupons online is also a good way. Become a smart shopper during a price storm.