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What Makes Bajaj Finserv EMI Card so User-friendly and Unique?

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With consumer demand growing as we speak, people want every type of conceivable item, whether they really need it or not. Some have real needs to meet, like nuclear families that need washing machines and other household appliances to make living easier. Then there are those who dream about owning the latest Samsung smartphone or an advanced Asus gaming laptop. 


For consumers, affordability and budget are the first two things that cross their minds when they think about purchasing a new product. After all, you can’t very well spend above your means. However, today, the world is habituated to using cards to make payments, and you may consider options like the Bajaj EMI Card Apply for these cards to avail smooth and hassle-free payment facilities. 


People used to worry about spending on an item, and in doing so, eating into their savings. This is not an issue anymore. Most people spend freely with credit cards, using which payments for costly items can be made in EMIs. Apart from being cashless, this affords the comfort of paying for goods gradually, in smaller, feasible amounts. 


Other digital instruments are also available, which are offered by financial services companies, like the Insta EMI Card from Bajaj Finserv. As the demand for premium goods and services reach new, unprecedented heights, the demand for better payment options has also been on the rise. With payment instruments like the Insta EMI Card from Bajaj Finserv on offer, people want to buy more, and they can achieve this in a simple and hassle-free manner.


Shopping is Addictive


Of course, anything done in excess is going to become an addiction, and the same logic applies to shopping behaviour. This is beneficial to brands that focus on innovation to tempt consumers. Consumers in turn get what they want with the use of credit cards and financial payment instruments like the Insta EMI Card. This card gives buyers a world of opportunities to own the things they may not have been able to without it.


Better than a credit card, it is extremely user-friendly. The whole process of attaining the card and using it is extremely simple. With a credit card, you may be able to buy what you want through a cashless payment at first and pay in EMIs later, but these EMIs come with caveats. You have to pay interest on them till the EMI tenor lasts, and you might also have to pay hidden charges or processing fees.


The Unique Bajaj Finserv Insta EMI Card


Although Bajaj Finserv offers many digital payment instruments under its umbrella, they have a common thread in their features and benefits. They are unique, as attaining them can be done without any headaches of major physical documentation and lengthy processes. Another point of distinction lies in the fact that cards offered by Bajaj Finserv let you pay for your products in EMIs without bothersome riders (that most credit cards are attached with). Below are some of the features and benefits that make Bajaj Finserv’s cards truly unique.


  • When you opt to get a Bajaj EMI Card, apply online in a few simple steps. You can find out whether you are eligible by entering information into an eligibility check form. For the Insta EMI Card, you need to be between 21 and 60 years of age. 
  • If you want the Insta EMI Card, you can get it activated quickly, and once it’s active, it comes with a pre-approved loan of up to Rs. 2 lakh. 
  • With Bajaj Finserv EMI Network Card or the Insta EMI Card, you can buy any big-ticket item without making any down payment. You can repay the amount in monthly EMIs with flexible tenors ranging from 3 to 24 months. This is the stand-out feature that truly makes the Insta EMI Card unique.


You can use the Insta EMI Card to purchase over a million products, from more than 1 lakh offline partner stores located in 1,900+ cities across the country, along with e-commerce platforms like Amazon and Flipkart.

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