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Know Some of the Very Common Health Related Issues in India

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As the COVID-19 pandemic rages on, it has exposed some of the major flaws and drawbacks of healthcare systems around the world. The same can be said about the Indian healthcare system, which has become one of the country’s largest sectors — both in terms of the revenue it generates, and the manpower and labor it employs. In the recent past, the healthcare system in our country has come under intense scrutiny, whilst it has also given us the opportunity to revamp and revolutionize its very foundations. 

When we talk about pure numbers, it is now estimated that the healthcare market in our country can increase three-fold by 2022, reaching Rs. 8.6 trillion (USD 133.44 billion). Furthermore, the healthcare spends, as a percentage of the GDP is increasing, while the recent Union Budget 2021, formally announced by the Finance Minister, proposed an increased public expenditure on healthcare, with Rs. 2,23,846 crore outlay for the year 2021-22.

All of this comes as a welcome change, with the novel Coronavirus disrupting the supply-chain management in healthcare. Furthermore, the fast-paced world we live in today dictates that we catch up to its speed, resulting in unhealthy lifestyles and increased dependence on vices like alcohol and cigarettes. Not only that, but the environment we live in is also undergoing rapid transformation. It is a proven fact that global warming and climate change have had a negative impact on all living beings, while the pollution stemming from industries, and the contaminants, germs, and other pollutants in the air have made us prone to cardiovascular diseases.

Common health-related issues

Whether it is our dependence on fast food or our reliance on alcohol and cigarettes, today, we are accustomed to a very unhealthy lifestyle. In 2019, the National Health Profile (NHP) released by the Health Ministry showed that out of 6.51 crore people that were diagnosed at NCD clinics the previous year, more than 40 lakh people were suffering from hypertension, more than 31 lakh individuals were suffering from diabetes, and more than 11 lakh individuals were suffering from both those ailments. Furthermore, additional 2 lakh individuals were diagnosed with other cardiovascular diseases, and more than 1.68 lakh people tested positive for common cancers!

These statistics are alarming, and in 2018, it was reported that heart disease and stroke were the most common ‘killers’ in the country. It also does not help our cause that because of our extremely busy schedules, we do not find the time to get in some much-needed exercise. This has resulted in a shift from morbidity and mortality due to communicable diseases, to an alarming increase in the prevalence of chronic non-communicable diseases, such as cardiovascular diseases, obesity and diabetes, cancer, chronic obstructive pulmonary diseases, and mental health disorders among others.

Some of the most common health problems in India today include:

  • Cancer
  • Congenital abnormalities
  • Cataract
  • Diabetes
  • Heart disease
  • Obesity
  • Infectious disease

Need for pre-emptive measures

This spike in non-communicable diseases warrants the purchasing of comprehensive health insurance policies or other pre-emptive measures. It has been reported that around 35-40 million people are thrown into poverty every year because of the medical expenses they have to undertake, because of health issues. The rising medical costs, and the cost for treating diseases — as proved by the novel Coronavirus last year — leave most of us scampering to raise the required money to meet our medical expenses. However, health insurance plans or availing of other health cards could reduce this burden by a significant amount.

Health Card Benefits

Today, one can get access to digital payment tools like the Bajaj Finserv Digital Health EMI Network Card, which comes with a pre-approved limit of up to Rs. 4 lakh. Individuals can use this Health EMI Card to pay for their hospitalization, medical and diagnostic bills at No Cost EMIs. Furthermore, one can select a repayment tenor that is convenient for them, as the flexible tenors range from 3 months to 24 months. You can get access to 800+ treatments and procedures, from over 5,500 partner hospitals and clinics, located in 1,000+ cities across the country.

The Digital Health EMI Network Card is also activated instantly, and you can check its status on the Bajaj Finserv Wallet app. You no longer have to worry about the expenses stemming from hospitalization or cosmetic procedures and rely on the Bajaj Finserv Health EMI Card to pay for them, while you can repay the costs in convenient monthly installments.

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