BMSSY: Bina Mulya Samajik Suraksha Yojana

Bina Mulya Samajik Suraksha Yojana Objective Of BMSSY

BMSSY providing multiple benefits to unorganized workers in sectors like education, healthcare, and so on, the Bina Mulya Samajik Suraksha Yojana achieves its objective. In addition, the government-provided scheme benefits enable beneficiaries to reduce occupational disparities. The social status of beneficiaries will improve after the implementation of Bina Mulya Samajik Suraksha Yojana.

Required Qualifications For Bina Mulya Samajik Suraksha Yojana

To learn more about the BMSSY eligibility criteria, please refer to the following information:

A veiled proof of permanent residence in West Bengal is required for BMSSY applicants
An applicant must be between the ages of 18 and 60.
Bina Mulya Samajik Suraksha Yojana Required Documents

Bina Mulya Samajik Suraksha Yojana Required Documents For Enrolment:

An Aadhaar card that is valid
Ration cards that are valid
Photograph the size of a passport
A genuine certificate of residence
Income certificate
Certificate of caste
Mobile number that is valid
Email address that is valid

The Bina Mulya Samajik Suraksha Yojana Highlights

Get a better understanding of the key highlights of the BMSS scheme by reviewing the following information:
In order to gain financial stability and security, unorganized workers receive provident funds.
In the unfortunate event that a worker passes away while at work, compensation will be paid.
In addition to financial assistance, the beneficiaries’ children will receive training in skill development and safety.
This scheme will provide healthcare facilities to registered beneficiaries.

Online Application For BMSSY – Bina Mulya Samajik Suraksha Yojana

To apply online for Bina Mulya Samajik Suraksha Yojana, follow the steps below:

Visit the official labour department portal of West Bengal.
You will be redirected to another page Yes/No after doing so.
Now, you will be redirected to the disclaimer page with the required details for the employee type.
You will then need to fill out the beneficiary’s mandatory information.
When you click on the continue button, you will be redirected to another page where you must fill out the Nominee/Dependant information.
You will now be redirected to the Additional Affirmation page, where you need to enter the employee type, PF/ESI, bank details and income information.
When you submit your application, you will receive a notification of acknowledgement on your screen.

The Bina Mulya Samajik Suraksha Yojana ( BMSSY Procedure )

The individual can also apply for the scheme offline if they are unfamiliar with the internet and digitisation. Getting a better understanding of the offline application procedure for Bina Mulya Samajik Suraksha Yojana is as simple as following the steps below:

Approach the Labour Commissionerate, Municipal Corporation, or any other authorised executive officer of the Labour Commissioner.
Ask for the Samajik Suraksha Yojana form 2021.
An individual can also download the Samajik Suraksha Yojana application form in PDF format.
The applicant must now complete the application form and attach all of the required documents.
The application form must be submitted to the officer in charge of the department concerned.
For future reference, ask the executing officer for the receipt of the form.

Benefits Of BMSSY – Bina Mulya Samajik Suraksha Yojana

Refer to the following information to gain a better understanding of the Bina Mulya Samajik Suraksha Yojana benefits:

BMSSY Provident Fund

The state government would match the contribution made by eligible employees of INR 25/month with the government’s contribution of INR 30.
On the deposited amount of the provident fund, the government will bear the annual payable interest.
Once the recipients reach the age of 60 or cease being a subscriber under the programme or if the account becomes inoperable due to the unfortunate demise of the appliance then the net cumulative amount along with the interest will be reimbursed to the nominees of the recipients.

Note: If the subscribers fail to make any contributions to the PF account for three consecutive financial years, then the account gets terminated. However, on the request of the Assistant Labour Commissioner, such an account may get restarted and he/she can also request outlining the non-payment reason.

Welfare Of The Family And Health

A sum of INR 20,000 will be received by the beneficiary or the family member who requires funds due to any treatment on hospitalisation under the West Bengal Health Scheme on an annual basis.
A few additional healthcare benefits are as follows:

Clinical testing cost
Medicine cost
Hospitalisation cost

The beneficiary and family members are eligible to claim multiple times in a year. However, the net amount to be sanctioned is limited to INR 20,000.
The beneficiary and family members are entitled to get financial assistance of up to INR 60,000 annually for nearly any type of operation. The assistance of expenses are as follows:

Total job payment in case of job loss at the rate of INR 1,000 for the very first five days
INR 100 will be provided as additional assistance for the remaining days.

Note: The maximum limit for the sanctioned amount is INR 10,000.

Disability and Death

In case of the unfortunate demise of the beneficiary, the nominee will receive the total sum of INR 2,00,000.
A sum of INR 50,000 will be sanctioned if the beneficiary dies due to natural calamity.
In case of a disability of 40% or greater, the beneficiary would receive a sum of INR 50,000.
If the beneficiary encountered an irreversible loss of both hands, feet, and eyes, the amount of INR 2,00,000 will be sanctioned.
In case of irreversible damage to the sight of one eye or one hand and feet, an amount of INR 1,00,000 will be sanctioned.

BMSSY Educational Benefits

Refer to the below-mentioned information for Samajik Suraksha Yojana Scholarship:

Children of beneficiaries falling under the below-mentioned categories will get educational assistance:

11th grade: INR 4,000/annum
12th grade: INR 5,000/annum
ITI trainees: INR 6,000/annum
Undergraduates: INR 6-000/annum
Postgraduates: INR 10,000/annum
Polytechnic: INR 10,000/annum
Mechanical/engineering work: INR 30,000/annum

INR 25,000 of financial assistance will be provided to the daughter of the beneficiary if the unmarried daughter completes undergraduate studies or similar skill development programmes. However, only two daughters of the beneficiary can avail of this assistance.
Students of recognised educational institutions of state or central government fall under the eligibility criteria for the aforementioned benefit.

Note: Insured students under this program become ineligible for other government-provided scholarships programmes.

Development Of Skills And Safety Training

Paschim Banga Society will provide workers with safety and skill development training.

In summary

The Bina Mulya Samajik Suraksha Yojana has been launched by the West Bengal Government. Unorganised workers who qualify for BMSSY are provided with several benefits, including Provident Funds, disability assistance, educational assistance, and healthcare assistance. Enrollment can be done either online or offline.

The applicant must meet the eligibility criteria, which include being a permanent resident of West Bengal, aged 18 to 60, and earning a minimum income of INR 6,500 per month. In addition, the Bina Mulya Samajik Suraksha Yojana covers self-employment as well as unorganised industries.

FAQs

What Is The Full Form Of BSSY?

Biju Shishu SurakshyaYojana (BSSY)

Who Are Eligible For BMSSY In West Bengal?

Bina Mulya Samajik Suraksha Yojana is open to West Bengal residents aged 18 to 60 with a monthly family income of INR 6,500 or less.

What Are The Benefits Of Samajik Suraksha Yojana West Bengal?

Financial Assistance from Rs. 4,000/- per Year to Rs. 30,000/- per Year

How Does The Bmssy Scheme Work?

Bina Mulya Samajik Suraksha Yojana is a comprehensive social security scheme for unorganized workers in West Bengal.

Samajik Mukti Cards: What Are They?

The Samajik Suraksha Yojana scholarship costs how much?

How Much Does BMSSY Registration Cost?

In the recent past, Samajik Suraksha Yojana (SSY) has been renamed Bina Mulya Samajik Suraksha Yojana (BMSSY) and the applicant can avail of benefits by spending INR 1 Rupee. However, the registration procedure may cost you INR 25 Rupees.

In West Bengal, What Is The Prochesta Scheme?

According to the Chief Minister of West Bengal, Prochesta is a scheme that will benefit all Bengal residents, especially daily wage workers who were unable to earn a living during the lockdown.

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