{"id":36051,"date":"2026-06-25T20:20:58","date_gmt":"2026-06-25T15:20:58","guid":{"rendered":"https:\/\/aikdesigns.com\/blog\/?p=36051"},"modified":"2026-06-25T20:20:58","modified_gmt":"2026-06-25T15:20:58","slug":"credential-sharing-is-not-carelessness-its-a-symptom-of-failed-governance","status":"publish","type":"post","link":"https:\/\/aikdesigns.com\/blog\/credential-sharing-is-not-carelessness-its-a-symptom-of-failed-governance\/","title":{"rendered":"Credential Sharing Is Not Carelessness. It\u2019s a Symptom of Failed Governance"},"content":{"rendered":"<p><a href=\"https:\/\/www.linkedin.com\/in\/ammarfaheem\/\"><span style=\"font-weight: 400;\">Ammar Faheem<\/span><\/a><span style=\"font-weight: 400;\">, Director Product Marketing (CIAM)<\/span><\/p>\n<p><b>Summary:<\/b><span style=\"font-weight: 400;\"> Credential sharing among B2B partners is rarely a security culture problem. It is a governance failure. When access provisioning is too slow, too opaque, or too dependent on host organization workflows, third parties find workarounds, and those workarounds become silent security debt. Data from the Thales Digital Trust Index 2026 shows that 66% of partner users have shared or borrowed credentials, with 53% citing slow official processes as the reason. The fix is not tighter restrictions. It is smarter delegation.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">&#8212;-<\/span><\/p>\n<p><span style=\"font-weight: 400;\">According to the <\/span><a href=\"https:\/\/cpl.thalesgroup.com\/digital-trust-index\"><span style=\"font-weight: 400;\">Thales Digital Trust Index 2026<\/span><\/a><span style=\"font-weight: 400;\"> report, 66% of partner users have shared or borrowed credentials.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Their intent was likely not malicious, but rather a move made in operational desperation.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Per the report, only 22% of B2B partners receive system access or login details immediately upon starting. Anxious to get the job done and meet quotas, many turn to sloppy workarounds to sidestep cumbersome IAM and onboarding processes and access necessary systems.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Shadow access is more often the result of design failures than of user recklessness. This is squarely a governance problem, and it\u2019s up to host organizations to fix it.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Partners Don\u2019t Want to Wait to Deliver Value<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">A look at current B2B provisioning frameworks would suggest that partners are more eager to deliver value than host orgs are to receive it.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In the Thales research, among the nearly two-thirds who have shared or borrowed credentials, 53% did so because provisioning processes were too slow. When official processes can&#8217;t keep pace with operational needs, users don&#8217;t wait; they find whatever works, risk and all to get the job done.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This lines up with what <\/span><a href=\"https:\/\/www.darkreading.com\/cybersecurity-operations\/human-centric-security-model-meets-people-where-they-are\"><span style=\"font-weight: 400;\">Gartner<\/span><\/a><span style=\"font-weight: 400;\"> vice president analyst Chris Mixter explains: \u201cIn general, cybersecurity puts control in place that they can deliver at scale, but employees experience a lot of friction in complying, so they find ways around it.\u201d<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This friction is the problem that leads to even more problems.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">When users abandon login processes or are forced to delay, it\u2019s not just productivity that&#8217;s lost. Security debt builds up as users pass credentials around \u2013 maybe via Slack or text \u2013 and unsafe workarounds turn into silent opportunities for threat actors and opportunists. Sacrificing security because normal processes are too slow isn\u2019t defensible in year-end reviews.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Third Parties Willing to Take On Access Themselves<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Even though it would entail additional operational overhead, B2B partners have indicated a willingness to handle their own identity and access management if it means getting things done faster.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">According to the report, 54% want the ability to reset their own authentication factors, and 52% want personal access to their current entitlements. No middleman. No central IT gumming up the works.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Users wanted a self-service portal where \u201cexternal partners could&#8230;review their access without so much bureaucracy,\u201d and \u201cimproved automation workflows\u201d were also requested to reduce delays in access granting.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Third parties benefit as much from the partnership as the host organization, and don\u2019t want their deliverables, metrics, and services held up by IAM processes that treat them like a third priority. They feel much more comfortable when access and provisioning are in their own hands.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">The Legal Implications of Sharing Access Governance<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">However, most organizations that are unsure of where the legal line is drawn feel naturally more comfortable with partner IAM in-house.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The reality is that it\u2019s a mixed bag: the Thales research reveals the gap between intent and execution: while nearly half (49%) of organizations currently offer self-service capabilities to partners, that still leaves the majority without them, meaning most partners remain dependent on host organization ticket queues and manual workflows to get access.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">However, while the presence of a shared model is good, it also suggests that the partner onboarding process could be inconsistent across organizations: reintroducing the friction that the shared model was designed to eliminate.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The way to realign is and always has been to map to established frameworks.\u00a0\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/csrc.nist.gov\/pubs\/sp\/800\/53\/r5\/upd1\/final\"><b>NIST SP 800-53<\/b><\/a><span style=\"font-weight: 400;\"> establishes supplier risk (SR) controls to ensure partners meet criteria like access restrictions and least-privilege access.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>NIST CSF 2.0 <\/b><span style=\"font-weight: 400;\">emphasizes the governance of the \u201cextended business ecosystem &#8211; suppliers, vendors, and partners.\u201d\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>ISO 27001 <\/b><span style=\"font-weight: 400;\">requires host organizations to manage risk from service providers and external suppliers (in alignment with NIST mappings).\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>SOC 2<\/b><span style=\"font-weight: 400;\"> states that SaaS and cloud vendors must manage vendor risk and access to data, with audits scrutinizing third-party integrations and partner access provisioning.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>DORA<\/b><span style=\"font-weight: 400;\"> in the EU mandates that financial institutions <\/span><a href=\"https:\/\/www.digital-operational-resilience-act.com\/Article_28.html\"><span style=\"font-weight: 400;\">manage ICT third party risk<\/span><\/a><span style=\"font-weight: 400;\"> across the lifecycle; from access to termination. Explicitly enforced is third-party IAM governance and vendor access monitoring on a continual basis.\u00a0<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Most cybersecurity standards have moved away from treating third parties as separate entities when it comes to governance and accountability. Instead, partners are treated as extensions of your identity perimeter.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This puts the legal ball squarely in the host organization\u2019s court for B2B IAM, partner onboarding, and lifecycle and access management. Consequently, many are reluctant to hand that ball over to partner entities that don\u2019t bear the ultimate compliance responsibility for it, and yet the weight of partner IAM governance still needs to be shared.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The Delegated User Management model solves both problems.\u00a0<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Extended Enterprise Access Shares Work, Keeps Control<\/span><\/h2>\n<p><a href=\"https:\/\/cpl.thalesgroup.com\/blog\/access-management\/extended-enterprise-access-b2b-iam\"><span style=\"font-weight: 400;\">Extended Enterprise Access<\/span><\/a><span style=\"font-weight: 400;\"> lets host organizations maintain overarching control over identity systems, through capabilities such as <\/span><a href=\"https:\/\/cpl.thalesgroup.com\/access-management\/delegated-user-management\"><span style=\"font-weight: 400;\">Delegated User Management<\/span><\/a><span style=\"font-weight: 400;\">, while still giving third parties the IAM autonomy they want.\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Host Organization: <\/b><span style=\"font-weight: 400;\">Own the IAM relationship and delegates access rights and controls to the partners. While access is shared (on a pre-determined basis), applications and data remain under the host\u2019s control.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Partner Delegation: <\/b><span style=\"font-weight: 400;\">The pre-determined IAM privileges are officially handed over to the third party (a Delegated Manager). This manager is the proxy IAM admin for the partner-side users.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Access Granted: <\/b><span style=\"font-weight: 400;\">The partner organization can grant, revoke, or update access to keep pace with business needs. This is done by the Delegated Manager, without having to enter host organization ticket queues or workflows.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>New Access Requests: <\/b><span style=\"font-weight: 400;\">When a new user on the partner side wants to request access (that wasn\u2019t there before), the Delegated Manager still acts as point-person to make those requests with the host, streamlining the process.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">The result is the best of both worlds: the host organization retains full control over data, applications, and IAM policies (they are, after all, the one who will bear 100% compliance responsibility). But within the scope that they have allotted, the third party is allowed to perform designated IAM tasks that can take the burden off the host and enable the partner to get access to the things they need when they need it.\u00a0<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Don\u2019t let B2B access to interfere with the bottom line<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">There is never a good reason for allowing B2B access to interfere with the bottom line. Once things reach that point, structural change is needed.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If partner access introduces so much friction that people are forced to resort to insecure authentication, then B2B IAM has just risen from an IT problem to an organizational risk. And that makes it everyone\u2019s problem.\u00a0<\/span><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone  wp-image-36052\" src=\"https:\/\/aikdesigns.com\/blog\/wp-content\/uploads\/2026\/06\/Ammar-292x300.jpg\" alt=\"Ammar\" width=\"140\" height=\"144\" srcset=\"https:\/\/aikdesigns.com\/blog\/wp-content\/uploads\/2026\/06\/Ammar-292x300.jpg 292w, https:\/\/aikdesigns.com\/blog\/wp-content\/uploads\/2026\/06\/Ammar.jpg 549w\" sizes=\"auto, (max-width: 140px) 100vw, 140px\" \/><\/p>\n<p><a href=\"https:\/\/www.linkedin.com\/in\/ammarfaheem\/\" target=\"_blank\" rel=\"noreferrer noopener\" data-saferedirecturl=\"https:\/\/www.google.com\/url?q=https:\/\/www.linkedin.com\/in\/ammarfaheem\/&amp;source=gmail&amp;ust=1782484461552000&amp;usg=AOvVaw2MO1R8GcWyHKibcLMb3kz0\"><span lang=\"ES-ES\">Ammar<\/span><\/a><span lang=\"ES-ES\">\u00a0is\u00a0a digital transformation leader specializing in Product Marketing with a focus on B2C Customer Identity and Access Management (CIAM) within the Identity and Access Management (IAM) sector at Thales. He is a recognized thought leader in digital banking and payments, sharing insights at various international conferences and authoring articles for industry publications. When not implementing strong customer authentication and fraud prevention strategies,\u00a0Ammar\u00a0enjoys a nice game of\u00a0cricket!<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ammar Faheem, Director Product Marketing (CIAM) Summary: Credential sharing among B2B partners is rarely a&#8230;<\/p>\n","protected":false},"author":1,"featured_media":36053,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"footnotes":""},"categories":[117],"tags":[],"class_list":["post-36051","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-technology"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.0.1 - aioseo.com -->\n\t<meta name=\"description\" content=\"Credential sharing among B2B partners is rarely a security culture problem. It is a governance failure. 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